Research Interests：Commercial bank operation and management, monetary policy

Education experience：

9.1992-7.1996. Wuhan University Auditing Bachelor

9.1996-7.1999. Shaanxi Institute of Finance and Economics Accounting Master

2.2001-12.2006 Xi'an Jiaotong University Accounting Doctor

3.2003 -7.2003 The Hong Kong University of Science and Technology Accounting Visiting Scholar

11.2004-2.2006 The Nottingham Trent University Corporate Governance

And Accountability Visiting Scholar

2012.12-2014.1 Rutgers, the State University of New Jersey Banking Visiting Scholar

Working experience：

1996-2000 Shaanxi Institute of Finance and Economics Assistant

2000-2004 School of Accounting of Xi'an Jiaotong University Lecturer

2004-present School of Management of Xi'an Jiaotong University Associate/Assistant professor

Honors and Awards：

[1] Zhao Hong. The thesis "Research on Liquidity Risk Management of JY Bank" written by Liu Song, a graduate, was awarded the excellent graduation thesis of Xi'an Jiaotong University in 2019

[2] Zhao Hong. The thesis "Research on risk contagion of P2P network loan industry in China" written by Lou Yanlan, an undergraduate, was awarded the excellent graduation thesis of Xi'an Jiaotong University in 2019

[3] Zhao Hong, excellent teacher of student evaluation in Xi'an Jiaotong University, 2019

[4] Zhao Hong, excellent teacher of student evaluation in Xi'an Jiaotong University, 2018

[5] Zhao Hong, excellent teacher of student evaluation in Xi'an Jiaotong University, 2017

[6] Zhao Hong. Directed Huang Tianyou and others to win the second prize of China regional final in ima Case Competition of American Institute of management accountants, 2016

[7] Zhao Hong, second prize of "Qilu Siyuan Award Fund" of Xi'an Jiaotong University, 2015

[8] Zhao Hong, second prize of "Qilu Siyuan Award Fund" of Xi'an Jiaotong University, 2015

[9] Zhao Hong, director Hou Ning, etc. won the winner award in the northwest regional finals of Cima business elite international challenge competition in 2015

[10] Ownership structure, listing status and risks: empirical research from China's commercial banks, the 12th excellent achievement of philosophy and Social Sciences in Shaanxi Province, the first prize of thesis category, August 2015

Teaching courses

Accountant in Business(F1)

Corporate Finance

Academic Publications：

[1].The effects of foreign strategic investors on pricing of wealth management    products of Chinese commercial banks: Does ownership structure matter? Journal of Applied Business Research.Vol 34 No 1 ,2018.

[2].Does The Implementation Of ERP Improve The Quality Of Accounting Information? Evidence From Chinese A-Share Listed Manufacturing Firms, Vol 34 No 1,2018, Journal of Applied Business Research.

[3].The effects of bank privatization on performance and prudential behavior in China: Does state ownership matter?[J]. Asia-Pacific Journal of Accounting & Economics，Volume 24, 2017 - Issue 3-4，Pages 387-406.  (SSCI)

[4].The effects of foreign strategic investors on business models in China’s commercial banks: Does ownership structure matter?[J].Applied Economics. 2016，Volume 48, 2016 - Issue 58，5676-5698.  (SSCI)

[5].Introducing Foreign Strategic Investors And Net Interest Margins In Chinese Banks[J].Journal of Applied Business Research, 2014,30(5):1377-1393.

[6].What Precludes the Development of Non-interest activities in Chinese Commercial Banks from the Perspective of the Price of Interest Activities?[J].Applied Economics. 2015, 46(21),2453–2461.  (SSCI)

[7] The impact of foreign strategic investors' shareholding in Chinese banks on the efficiency of China's commercial banks [J]. Journal of Xi'an Jiaotong University (SOCIAL SCIENCE EDITION), 2016, v.36; no.13602:47-52. (CSSCI)

[8] Research on the impact of yu'ebao yield on the yield of financial products of commercial banks in China [J]. Journal of Hebei University of economic and trade, 2017, (03): 65-71. (CSSCI, this article is reprinted by the full text of the materials copied by the people's Congress Press)

Academic Projects

[1] Research on promoting the high quality development of Shaanxi's cultural industry: Based on the perspective of deep integration of Finance and industry, Shaanxi social science fund, from 2019 to 2020, will be funded by 20000 yuan, No.: 2018d43, project host.

[2] Research on the development of private banks in Shaanxi Province from the perspective of financial supply side structural reform, major theoretical and practical issues in Social Sciences in Shaanxi Province, No.: 2019c094, project host.

[3] Research on financing difficulties and Countermeasures of small and medium-sized science and technology enterprises in Shaanxi Province Based on enterprise life cycle, Shaanxi soft science, No.: 2019krm013, 2019-2020, project host.

[4] Research on liquidity risk formation mechanism of financial products of commercial banks in China, Ministry of Education Humanities and Social Sciences Planning Project, funding 100000 yuan, No.: 18yja790112, project host.

[5]. one belt, one road, Xi'an private bank development research, serial number: Xi'an soft science project, 18Z222018 -2019, funding 5 thousand yuan, project host.

[6] Research on the formation mechanism and economic effect of excess return rate of financial products of commercial banks in China: from the perspective of stakeholders, the special research project of basic research business expenses (HUMANITIES AND SOCIAL SCIENCES) in 2016, No.: sk2016004, 2016-2017, fund: 50000 yuan, project host.

[7] Cross border use of RMB in Shaanxi Province under the background of "Silk Road Economic Belt" strategy, research project on major theoretical and practical issues in Social Sciences in Shaanxi Province, Shaanxi Federation of social sciences circles, 2016-2017, No.: 2016z008, funding: 7000 yuan, project host.

[8] Enterprise financing scheme design based on interest rate fluctuation, horizontal topic, No.: s2015040, 2015-2017, fund: 50000 yuan, project host.

[9] Research on the mechanism of the impact of the development of non interest business on the pricing of interest business in China's commercial banks, iftekhar Hasan, Xi'an Jiaotong University, No.: 2014zd006, project host.